Financing Your Pool
An Investment Worth Making.
Common Financing Options
Several paths may be available depending on your situation, available equity, and financial goals
Home Equity Loan or HELOC
Leverage the equity in your home to access low-interest financing. HELOCs offer flexible draws while home equity loans provide a lump sum — both typically offer competitive rates.
Pool-Specific Financing
Specialized lending programs designed for pool and outdoor living construction. Often feature promotional rates and terms tailored to project timelines.
Personal Loans
Unsecured personal loans require no home equity and can be approved quickly. Ideal for smaller projects or homeowners who prefer not to use their home as collateral.
Cash-Out Refinancing
Refinance your existing mortgage for more than you owe and use the difference to fund your pool. Works best when refinancing to a lower rate simultaneously. The difference in funding for your pool. Works best when refinancing to a lower rate simultaneously.
Cash & Savings
Funding your project partially or entirely with savings eliminates interest costs entirely. Many homeowners combine savings with a smaller loan to optimize their approach.
Recommended Lenders
We've seen great results with these pool-specialized financing partners.
LightStream
A division of Truist Bank offering unsecured pool loans with no fees, no home equity required, and same-day funding available. LightStream is known for low rates and a fast online application. LIGHTSTREAM.COM
Lyon Financial
A nationwide leader in swimming pool finance. Lyon Financial specializes exclusively in pool loans, offering competitive rates and a streamlined process built specifically for pool construction and renovation projects. LYONFINANCIAL.NET
Ready to Begin?
Request an Estimate
Request an estimate and begin designing your backyard transformation. We'll walk you through every step — including financing.